Reference

Terms That Cover Your horas78 Account

These terms set out what you agree to when you open and use a horas78 account, including how payments via DANA, OVO, and GoPay are handled and what conditions apply to access from Indonesia where local law permits.

Account eligibility appliesDANA, OVO, GoPay coveredIndonesia-region accessSubject to local lawUpdated terms notified
horas78 Terms That Cover Your horas78 Account
HOW WE OPERATE

How horas78 Handles Your Account Data

We take account security and data handling seriously. Every session on horas78 runs over SSL encryption. Your account details, wallet identifiers, and transaction records are stored securely and never shared with third parties outside of what is necessary to process your DANA, OVO, or GoPay payment. You can request a summary of your stored data or ask for your account to be closed by contacting support directly.

SSL Encryption

Every page and transaction on horas78 is protected by SSL. Your login credentials and wallet details — whether DANA, OVO, or GoPay — are encrypted end to end during each session.

Data Retention

We retain account and transaction records for as long as your account is active and for a period after closure as required by applicable obligations. You can ask what we hold at any time.

Account Access Requests

You have the right to request a copy of the personal data linked to your account. Submit a request through live chat or email and we will respond to it within a reasonable timeframe.

Cookies Policy

We use cookies to keep your session active and to remember preferences like your chosen wallet. You can adjust cookie settings in your browser, though some features may not function correctly without them.

TERMS CONTACT

Reach Us About These Terms

If any part of these terms is unclear or you need to raise a concern about your account, wallet verification, or access eligibility, our support team handles terms-related queries directly. Reach out through the channel that works best for you.

Live Chat Open the live chat window from any page on horas78 to ask about account conditions, wallet verification steps, or to request a terms clarification in real time.
Email Support Send your query to our support address listed in your account dashboard. Include your registered wallet — DANA, OVO, or GoPay — so we can locate your account quickly.
Account Help Centre Log in to your account and navigate to the Help section for self-serve answers on terms, withdrawal conditions, and how payment verification works for each wallet type.

Questions About These Terms

Below are the questions we hear most often about how these terms work, what they mean for your account, and what your rights are when using horas78.

Yes. These terms cover all transactions on horas78 regardless of which wallet you use. DANA, OVO, and GoPay transactions are also subject to each provider's own terms alongside ours.

No. Each person may hold one account only. Duplicate accounts are a breach of these terms and may result in both accounts being suspended and balances reviewed before any withdrawal is processed.

We will notify you via the contact method registered to your account before any material change takes effect. Logging in after that notification counts as acceptance of the revised terms.

We retain your records for a period after closure in line with applicable obligations, then remove them. Contact support to request account closure or to ask which data we currently hold on your profile.

Access depends on local law and is available only where local law permits. We do not make jurisdiction-specific eligibility determinations on your behalf — confirm your own access is lawful before using the service.

If you do not accept a terms update, stop using the platform and contact our support team to close your account. We will process any verified balance to your registered wallet before closure is finalised.
Reference

Terms & Conditions

Service availability depends on eligible regions and local law. Users should check local rules before opening an account.

Access may be available only where local law permits.